Abbey National

ING Direct

Barclaycard International

iBorrow

BCP Bank

The Leeds Building Society

Baseline Capital

Littlewoods Financial Services

BMW Financial Services

Morgan Stanley Dean Witter

Caja Madrid

Nationwide Building Society

Cattles PLC

NextCard

City Consulting

NIG

Clarity Credit Management

Northern Rock PLC

DaimlerChrysler

The Nottingham Building Society

Ernst & Young

PanCredit Systems

Europay International

Pru One

Financial Services Authority

Royal Bank of Scotland

First National Bank

RBS Card Services

First Response Finance

SNS Reaal Bank

Ford Credit

Sparck Hypotheken

HBOS PLC

Talgentra

HBOS Card Services

The Funding Corporation

HSBC Cardholder Services

Valour Finance

Ikano Financial Services

Wonga.com

HSBC Cardholder Services

Woolwich plc

Ikano Financial Services

Woolwich Mortgage Services